personal_checking

Personal Checking Accounts

We believe in providing straightforward and rewarding financial solutions to you and your family to give you the best returns on your investments. Our checking accounts are specially designed to cater to your needs based on the stage of life you’re enjoying.

If you’re not sure which account is right for you, please visit your local Solutions Center and meet with our Client Solutions Specialists. We’ll be happy to recommend a product based on your current habits and future goals.

personal_checking
Easy LINK Checking1
Premier LINK Checking1

Minimum Opening Requirement

$25

$100

Minimum Balance

(to avoid maintenance fees)

$0

$100

Monthly Maintenance Fee

(if balance falls below minimum)

N/A

$10

Interest Paid

No

Yes, tiered interest rates. $1,000 minimum daily balance in order to start accruing interest.

CD Rate Bonus

No

Additional CD rate benefit on all standard CDs

Personal Loan Discount

No

Earn Rate Discount on Personal Term Loan

Requires auto debit to be set up to a LINKBANK checking account

Free Convenience Services

Unlimited Foreign ATM Transactions
MasterCard Debit Card
Mobile Banking with Deposit Online Banking & Bill Pay
e-Statements
Sweep for Overdraft Protection on your Checking Account2

Unlimited Foreign ATM Transactions
MasterCard Debit Card
Mobile Banking with Deposit Online Banking & Bill Pay
e-Statements
Sweep for Overdraft Protection on your Checking Account2

Easy LINK Checking1

Minimum Opening Requirement

$25

Minimum Balance

(to avoid maintenance fees)

$0

Monthly Maintenance Fee

(if balance falls below minimum)

N/A

Interest Paid

No

CD Rate Bonus

No

Personal Loan Discount

No

Free Convenience Services

Unlimited Foreign ATM Transactions
MasterCard Debit Card
Mobile Banking with Deposit Online Banking & Bill Pay
e-Statements
Sweep for Overdraft Protection on your Checking Account2

Minimum Opening Requirement

$100

Minimum Balance

(to avoid maintenance fees)

$100

Monthly Maintenance Fee

(if balance falls below minimum)

$10

Interest Paid

Yes, tiered interest rates. $1,000 minimum daily balance in order to start accruing interest.

CD Rate Bonus

Additional CD rate benefit on all standard CDs

Personal Loan Discount

Earn Rate Discount on Personal Term Loan

Requires auto debit to be set up to a LINKBANK checking account

Free Convenience Services

Unlimited Foreign ATM Transactions
MasterCard Debit Card
Mobile Banking with Deposit Online Banking & Bill Pay
e-Statements
Sweep for Overdraft Protection on your Checking Account2

Automatic Overdraft Protection via Sweep2

Be confident in your purchasing power when you connect a LINKBANK Money Market Account or Savings Account to your LINKBANK Checking Account as reinforcement. When you make a purchase that is more than the balance of your checking account, our Sweep service will pull the money from your designated reserve account to cover the amount of the transaction.

1. Fees may reduce earnings. Interest rates are variable and may change at any time without notice. Please contact us for current rates and fee schedule.
2. Automatic Overdraft Protection is available for your checking account by connecting a LINKBANK Money Market Account or LINKBANK Savings Account. Fees apply for each sweep; please refer to the current fee schedule for applicable charges.