CD Disclosure

*Annual Percentage Yield (APY) is effective as of December 29, 2024, and is subject to change without notice. Minimum to open and obtain the APY is $500. The Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. At maturity the 7-month certificate of deposit (CD) will renew into a 12-month CD, the 11-month CD will renew into a 12-month CD, and the 25-month CD will renew into a 36-month CD. This special cannot be combined with any other offers or promotions and excludes institutional investors, brokered accounts, and public funds. Also available as an Individual Retirement Account (IRA) certificate of deposit. This is a limited time offer and may be discontinued at any time.